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ICICI Bank Home Loan

ICICI bank home loan - home loan in ICICI bank - ICICI bank

ICICI bank Home Loans are provided to individuals to own residential properties. ICICI Bank offers easy home loans for First Purchase in ready construction properties, Under construction properties and Purchase in re-sale.

ICICI Bank home loan provide not just the most competitive interest rates & best level of service, but also products designed to cater to the specific needs of consumer. New products / new features in existing products are introduced based on customer feedback. Choose the ICICI Bank Home Loan that suits your needs. Home Loans can be availed by Resident Indian whether salaried or Self-Employed and also by Non- Resident Indian who are Salaried.

ICIC BANK HOME LOAN INTEREST RATES

Bank name Interest Type Processing Fee
0-30 lakh 30-75 lakh 75-150 lakh
ICICI Bank Floating depending on the profile 9.85% 9.85% 9.85%
ICICI Bank (5 year) Fixed 0.5% of loan amount 9.90% 10.00% 10.25%


List of documents required to all applicants to get ICICI Home Loan:

  • Full field application


  • Signature Verification Proof


  • Processing fee cheque


  • Passport size photograph of the applicant & co-applicant


  • Age Proof like Birth certificate, 10th mark sheet, Bank passbook, Driving license, Passport, PAN Card


  • Passport size photograph of the applicant & co-applicant


  • Address Proof like Ration card, Voters ID card, Driving license , Passport, Bank passbook, photo copies of recent Telephone Bills/ Electricity Bill/ Property tax receipt

List of documents required to Salaried person to get ICICI Home Loan:-

  • Repayment Track record of existing loans / Loan closure letter


  • Latest Form 16 issued by employer Bank statements


  • Increment letters


  • Promotion letters


  • Bank Statement for the last 6 months from Salary Account


  • Original Salary Certificate/Pay Slip from employer

List of documents required to Self-employed person to get ICICI Home Loan:-

  • Repayment track record of existing loans or loan closure letter


  • Board resolution in case of a company


  • Processing fee cheque


  • Copy of audited financial statements or Balance Sheet


  • Profit & Loss Account certified by Chartered Accountant for last 2 years (3 years for Home Equity)Profit and loss account for the last few years

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